India’s No.1 Corporate Social Responsibility Magazine since 2013 | RNI No. DELENG/2013/49640



To empower over 42 lakh community members L&T Finance Ltd. starts the Digital Sakhi program 

16th April 2024: L& T Finance Ltd. (LTF) has empowered over 42 lakh community members so far through the ‘Digital Sakhi’ program which is a key initiative under Corporate Social Responsibility (CSR).

The program which was initiated in 2017, has consistently expanded its geographical footprint in 7 states namely, Maharashtra, Madhya Pradesh, Tamil Nadu, West Bengal, Odisha, Karnataka, and Kerala with a cadre of 1,370 trained Digital Sakhis over the years. The program aims to create awareness of Digital and Financial Literacy amongst the rural population.

Speaking about the progress of the Digital Sakhi program, Ms. Apurva Rathod, Company Secretary and Chief Sustainability Officer at LTF said, “Our Digital Sakhis have played an active role in bridging the last mile gap and facilitating convergence of government schemes, conducting sessions in Gram Sabhas and the State Rural Livelihood Mission programs and supporting the community to obtain the benefits of government schemes. The efforts of Digital Sakhis have been instrumental in bringing the larger community into the ambit of entitlements. Our Digital Sakhi project has continued to invigorate the women empowerment narrative with many women rising the ranks, from the confines of their homes to being change agents in their community. In FY24, our Digital Sakhis have effectively helped empower over 11 lakh rural communities by promoting digital financial inclusion, providing impetus to 2,400 women entrepreneurs.”

Digital Sakhi is a flagship program of LTF, which equips rural women with the skills and knowledge to confidently impart Digital and Financial Literacy (DFL) training to households in their communities and nurture an ecosystem of digital financial transactions. The program focuses on Sustainable Development Goal (SDG) 5 – Gender Equality wherein women are identified from rural communities and trained extensively on DFL, leadership, and technology. These women are called “Digital Sakhis‟. Each Sakhi is equipped with a mobile tablet with preloaded DFL modules. The program also nurtures women entrepreneurs from the communities, providing them with upskilling and enterprise development training to help them build their businesses and enhance their livelihoods.

In FY2023-24, under the program, L&T Finance has successfully impaneled 400 Sakhis in new geographies of Uttar Pradesh (Gorakhpur), Bihar (Supaul), Tamil Nadu (Madurai) and West Bengal (Murshidabad).

Across existing and new program locations of Digital Sakhis, there has been a commendable 12 percent increase in the adoption of digital payments among community members, promoting a cashless economy and enhancing financial inclusion.

Details of progress made in the last financial year

The Digital Sakhi project in Uttar Pradesh at Gorakhpur district was launched in the last financial year and in the first year of the project, more than 1,25,000 individuals were reached through various awareness activities.

Similarly, the project was launched in Bihar at Supaul district and it has started to show results on the ground. In the first year of the project, more than 1,00,000 individuals were reached through various awareness activities.

The Digital Sakhi project was also launched in Tamil Nadu in the Madurai district and the initial year, more than 1,00,000 individuals were reached through various awareness activities. Lastly, the project in West Bengal at Murshidabad district was launched last year and during the year more than 1,00,000 individuals were reached through various awareness activities in the first year.


Disclaimer: The opinions expressed in this section and articles contributed are those of the respective authors, who have submitted it as their original work. They do not reflect the opinions or views of CSR Times, or its employees, management and group publications. The accuracy and reliability of information presented has not been verified by CSR Times. CSR Times will not be held responsible in any way for the content of this article.






Scroll to Top